So it's National Insurance then

[dandywarhol]

Re: So it's National Insurance then

The return of the Sheriff of Nottingham.
OAPs pay the1.25 % national insurance tax.
Triple lock suspended.
Fuel bills going through the roof.
Help we need a Robin Hood.

[bluesp]

Re: So it's National Insurance then

The return of the Sheriff of Nottingham.
OAPs pay the1.25 % national insurance tax.
Triple lock suspended.
Fuel bills going through the roof.
Help we need a Robin Hood.

Do pensioners pay NI still?

[dandywarhol]

Re: So it's National Insurance then

Do pensioners pay NI still?

From today yes,

[xsnaggle]

Re: So it's National Insurance then

From today yes,

Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol

[life on mars]

Re: So it's National Insurance then

Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol

Not for everyone, doesn't the tax free allowance factor in

People who earn under £9,564 don't have to pay National Insurance or the new levy.

Somebody on £20,000 a year will pay an extra £130, while someone on £50,000 will pay £505 more.

It will show as separate levy in the future called Health and Social Care Levy from 2023..

This happens in Germany and Italy where you get minimum free care , and pay extra 3% insurance to pay for your longer term social care

Triple lock suspended for one year

[ninian opinian]

Re: So it's National Insurance then

How it started v how it’s going

F69C31C4-114C-421F-A4F1-7CEE82028C51.jpg

E3798979-6709-4E5D-89F3-1B914DDC058A.jpg

[SLUDGE FACTORY]

Re: So it's National Insurance then

If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

Better pay

Better work conditions


No chance

Social care should be brought back under local authority complete control

At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

The directors rake in the cash , the staff are treated like dirt

And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

[life on mars]

Re: So it's National Insurance then

If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

Better pay

Better work conditions


No chance

Social care should be brought back under local authority complete control

At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

The directors rake in the cash , the staff are treated like dirt

And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

There is a bill thundering behind this to deal with how Social care is run and delivered so hold that thought as there is more to come .

I'd love to see Social Care provision dragged back into the NHS and away from the hands of private companies , to ensure the money provided is better delivered on behalf of the people and not for business owners of care homes who do make profit lets not forget they in turn pay their own people that inadequate low wage your pointing out

[The Bloop]

Re: So it's National Insurance then

Read earlier that someone was complaining that theyd be paying an extra £1300 a year.
Must be tough for them living off a salary of £100k

[Vindec]

Re: So it's National Insurance then

How it started v how it’s going

[ATTACH=CONFIG]4545[/ATTACH]

[ATTACH=CONFIG]4546[/ATTACH]

With today's announcement, coupled with all the other increases since the bus, the health service will probably receive somewhere near or even more than the £350m per week but not because of BREXIT. The Kings Fund state an additional £60bn but it is impossible to disaggregate the figures with inflation etc.

The bus statement was misleading but I suppose it was intended to convey the point that the BREXIT saving would free up funds for a government to spend that amount on the NHS or anything else for that matter. We know how that has worked out.

Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise.

As I have said before, at least we now have a plan which is far better than the arrangements which currently apply which forced me to sell under a power of attorney my parents house for Nursing Home fees. The new arrangements are far from perfect but at least the nettle has been grasped.

[The Bloop]

Re: So it's National Insurance then

With today's announcement, coupled with all the other increases since the bus, the health service will probably receive somewhere near or even more than the £350m per week but not because of BREXIT. The Kings Fund state an additional £60bn but it is impossible to disaggregate the figures with inflation etc.

The bus statement was misleading but I suppose it was intended to convey the point that the BREXIT saving would free up funds for a government to spend that amount on the NHS or anything else for that matter. We know how that has worked out.

Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise.

As I have said before, at least we now have a plan which is far better than the arrangements which currently apply which forced me to sell under a power of attorney my parents house for Nursing Home fees. The new arrangements are far from perfect but at least the nettle has been grasped.

There's no denying the extra funding that the current government has put into the NHS, but isnt it just papering over the cracks of cuts by previous Tory administrations?

[Eric Cartman]

Re: So it's National Insurance then

Sounds like the politics of envy there to me. Plus, just because you are living in a house worth over £500000 doesn’t mean you are rich. There are two or three bed semis in Cardiff worth that. Plus again that most pensioners have worked hard all their life, paid their taxes and National Insurance, and spent/saved their money prudently, so why should they have their property snatched off them later in life.

Sounds like a slogan somebody without a point uses to me.

You don't think people should have to pay for their own food and housing? That's a bit too far left for me you tankie.

[Re-sign Carl Dale]

Re: So it's National Insurance then

The care home my mum is in it works out around 17 months, so we'll be at that point in about a month's time. be interesting to see this pans out now The home she is in is brilliant but obviously expensive.

Assuming that this idea is a re-invented version of changes proposed in 2015 (which it seems to be), the idea that no-one will pay more than £85,000 is a myth, unfortunately - but it's a great headline!

I'm an IFA specialising in retirement / later life planning, and the proposal seems to be along the lines of ...

Let's say someone's paying £60,000pa (which is about the rate for a good quality care home).

Firstly, £12-£14,000 of this £60,000 will be treated as 'hotel costs' (food and accommodation) so immediately only around £47,000 will be counted towards the 'cap'.

Secondly, the system needs to be set up to avoid it being abused ... if it's all fully paid for when someone hits the 'cap', then we there would be a clamour to book mum and dad the flashest, nicest - and most expensive care home possible. So the amount that counts toward the 'cap' will be a 'reasonable' one. This looks like it's based on what the local authority pay for their care homes; somewhere in the region of £35,000pa.

So, forget that someone's paying £60,000 - Boris reckons £35,000 is what's 'reasonable' to pay (although I've not met any self-funder able to get a half decent care home for anywhere near this), and we need to deduct £13,000 for hotel costs. Therefore of the £60,000 paid, only around £22,000 will only count to this £85,000 'cap'.

To hit the £85,000 'cap' on care, someone paying £60,000pa would need to have actually paid around four years (longer than the average spell in a care home incidentally) - so around £240,000.

After this point, Bozza will step in and pay what they feel is a reasonable element towards the 'care' cost (ie £22,000 per year of the £60,000).

I've got too much time on my hands ... bring back the football!!!

[life on mars]

Re: So it's National Insurance then

Putting politics aside we do need to consider that 400 billion has been spent on Covid and that is an extraordinary value.

[Eric Cartman]

Re: So it's National Insurance then

Unless its funded from the public purse , taxpayers or as other countries do through separate insurance , as you righty point out folk are living and working longer that pulls on the purse strings as the elderly need greater support and care , we can't have it all ways Covid health funding ,vaccines , job / business support , has tipped the world of government funding on its head , extreme measure for extreme times .

I note the triple lock is going to be suspended or scrapped , this is a big balancing act .

It was suspended because it spat out an absolutely ridiculous 8%, the pension will still go up significantly more than most peoples wages in this country this year.