Rebuffed - Sala Insurance arguments

[superfeathers]

Re: Rebuffed

Ooh, a club statement
"There has been selective reporting today of the defence filed against the claim the Club has brought against its insurance brokers for doing their job negligently.
The Club did not try to insure Emiliano after the plane crash.

All Cardiff City Football Club staff understood from its broker that all players were insured from the moment they were signed, and the case arises from learning they were not.

It will reply to the allegations made in the defence that are untrue, or portrayed out of context, in the court proceedings and will not litigate this case in the media."
https://www.cardiffcityfc.co.uk/news...atement-190123

Translated -

We’ve seen some reports today that have made us look incompetent to say the least and generally a bit of a laughing stock.

We didn’t call the insurance company to insure Emiliano after the plane crash, at the time that it was one of the top stories on the news - or at least none of us is owning up to it.

All Cardiff City Football Club staff understood from its broker that all players were insured from the moment they were signed, despite it having never been the case with previous signings. We haven’t received any communication to tell us this before and think that maybe the emails just fell off the computer before we saw them.

I think it’s best all things considered that we don’t say anything else before we make the situation worse

[Pedro de la Rosa]

Re: Rebuffed

They do what they're told though.

This specific incompetence stems from not understanding the insurance. I’m pretty sure Tan didn’t tell them to make sure they cock it up. Those two are supposed to manage the day to day and they are clearly not up to the task.

[Dorcus]

Re: Rebuffed

Woeful, isn't it. It's like a Carry On film, Sid James as Neil Warnock, Leslie Samuel Philips as Dalman, Charles Hawtrey as Choo and Bernard Breslaw as Vinny Tan. Carry On Cardiff!

The problem is Vinny says he's going to Carry On Carrying On....more sequels to come I fear.

[jon1959]

Re: Rebuffed

From the club's statement:

"All Cardiff City Football Club staff understood from its broker that all players were insured from the moment they were signed, and the case arises from learning they were not."

So, a club that has spent four years (and God knows how much money) denying that the player concerned had signed for them is now claiming the staff believed he was insured simply because he had signed for them.

Wonderful work.

The club has tied itself in knots and looks desperate. The needle on the embarrassment dial is way into the red - redder than a rebrand red!

However, I don’t see any inconsistency in saying ‘We think X applies’ but if that is shown not to be the case (FIFA, CAS, and probably a Swiss higher court next month) then the situation must be Y.’

There has been endless confusion in this thread about the roles of insurers, brokers etc. I agree with the general view that the club look incompetent and clueless. But at the same time it doesn’t sound mad for a club to believe that the playing squad was covered by a general insurance policy from the time the player signed, and that player specific detail would be added to that a few days later.

If (big if) the brokers (acting as professionals advisors with a duty of care to their client) gave that advice or belief to club officials - and it turned out not to be true - there may well be a claim against them. Someone posted a few days ago to say his mate in the insurance industry thought Cardiff had a strong case.

The Sala tragedy was very rare if not unique, and the first time club officials would have had their understanding of the insurance cover position tested.

That said I fully expect the club to fail with its final appeal in Switzerland, get nothing out of the brokers, and collect a few worthless IOUs from eventually suing some of the parties involved in the flight. I don’t think this will end for years. Not all of it self inflicted, but a lot of it is! Turning a tragedy into a farce!

[Organ Morgan.]

Re: Rebuffed

Translated -

We’ve seen some reports today that have made us look incompetent to say the least and generally a bit of a laughing stock.

We didn’t call the insurance company to insure Emiliano after the plane crash, at the time that it was one of the top stories on the news - or at least none of us is owning up to it.

All Cardiff City Football Club staff understood from its broker that all players were insured from the moment they were signed, despite it having never been the case with previous signings. We haven’t received any communication to tell us this before and think that maybe the emails just fell off the computer before we saw them.

I think it’s best all things considered that we don’t say anything else before we make the situation worse

Oi, boyo, lay off the satirical stuff in future. I don't want the competition, and your message was too good for my liking.

[cityhammer]

Re: Rebuffed

I think the point is this. If it was common practice for players to be automatically added to the policy upon signing then the club would have assumed that Sala was covered. If so they will have a good case in law to claim that he was covered the moment he signed.

[Rjk]

Re: Rebuffed

I think the point is this. If it was common practice for players to be automatically added to the policy upon signing then the club would have assumed that Sala was covered. If so they will have a good case in law to claim that he was covered the moment he signed.

I doubt it tbh, but I'm clearly not an expert, just usually it's the insurance company who wins in these situations

[the other bob wilson]

Re: Rebuffed

A few months earlier we’d signed two players for seven figure sums, so there were recent precedents in terms of transfer fee that could have been followed. The procedure for Sala would surely have been the same as the ones for Murphy and Decodova-Reid. In fact, no matter what the fee was shouldn’t the same things apply for any signing? I’m trying to think of the last player of ours who had to retire through injury and all I can think of is Ricky Scimeca (I’m sure there must have been someone else since then). What happened then as far as insurance was concerned regarding the club?

[Ninja]

Oh dear...

https://www.bbc.co.uk/news/uk-wales-64333540

[ToTaL ITK]

Re: Oh dear...

We are a class act...what an amazing business man Tan is

[Ninja]

Re: Oh dear...

We are a class act...what an amazing business man Tan is

It's hugely embarrassing.
The whole world knew by the early hours of the morning that the plane had gone missing.
It's likely the club were well aware long before that.
Yet we try and insure the player later that next morning...

And then try suing the broker :facepalm:

[2b2bdoo]

Re: Oh dear...

They club have already denied it.

[The Bloop]

Re: Oh dear...

https://www.bbc.co.uk/news/uk-wales-64333540

https://www.cardiffcityfc.co.uk/news/club-statement-190123

[Ninja]

Re: Oh dear...

https://www.cardiffcityfc.co.uk/news...atement-190123

That statement is even more embarrassing!

No insurer in their right mind would automatically cover a player for £20mil without sighting the full medical results and having all relevant paperwork fully signed off!

Laughable at best, and laughed out of court for sure.

[superfeathers]

Re: Rebuffed

Oi, boyo, lay off the satirical stuff in future. I don't want the competition, and your message was too good for my liking.

I don’t want any trouble