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Car Insurance Rip Off
These people take the piss
215 quid last year with AA after Aviva started whacking it up .....12 years with them
AA quote renewal .....£285 !
70 quid up ?
They must think we are stupid
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
These people take the piss
215 quid last year with AA after Aviva started whacking it up .....12 years with them
AA quote renewal .....£285 !
70 quid up ?
They must think we are stupid
Go on TopCashback mate
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Re: Car Insurance Rip Off
Mine with Esure went up like £100 last year, compared and it was still one of the cheaper companies, at a time when the media were talking about across the board insurance rises. This year it has gone down about £90 without doing anything. Fair play, first time for everything.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Trigger
Mine with Esure went up like £100 last year, compared and it was still one of the cheaper companies, at a time when the media were talking about across the board insurance rises. This year it has gone down about £90 without doing anything. Fair play, first time for everything.
A few companies have announced that they are dropping prices in Wales due to fewer accidents after the 20 mph limit - but I tihnk that was about 20-50 or something. I dont think Ive seen any of that though.
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Re: Car Insurance Rip Off
Admiral pretty cheap, or churchill
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
These people take the piss
215 quid last year with AA after Aviva started whacking it up .....12 years with them
AA quote renewal .....£285 !
70 quid up ?
They must think we are stupid
Have you tried a comparison site?
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
goats
Admiral pretty cheap, or churchill
I was with admiral and they did the same , first year reasonable then whacked it up !
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Alan Lung
Have you tried a comparison site?
I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying
I noticed the cheaper ones last year wanted to have some monitor installed. I'd not noticed it before for myself, I know they might be useful if you're 17 and facing ridiculous quotes but for me in the £250-£300 range it seemed unnecessary.
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Re: Car Insurance Rip Off
Barely £20 a month. It’s not 1993 anymore.
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Re: Car Insurance Rip Off
Think the supposed roads are safer thing re 20mph isn’t really doing much for insurance premiums. In fact, it appears with traffic so slow anyway in Cardiff, if people can go fast at any point in time, they just go for it with careless abandon….:hehe: like the shackles are off, let’s go, if the first car is doing it the rest just follow suit….
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Trigger
I noticed the cheaper ones last year wanted to have some monitor installed. I'd not noticed it before for myself, I know they might be useful if you're 17 and facing ridiculous quotes but for me in the £250-£300 range it seemed unnecessary.
I think charging 215 then 285 the next year is taking the piss
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
J R Hartley
Barely £20 a month. It’s not 1993 anymore.
Thought the same, all things considered at the moment insurance is one of the better value commodities that can be purchased.
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Re: Car Insurance Rip Off
Traffic so slow in the Cardiff your more likely to car jacked in motion.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying
My mrs used them...for one year. Cheap then whacked up.
No problems, but didn't need to make a claim. Don't know how they are when you need them.
My house ins when up £100 this year too.
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Re: Car Insurance Rip Off
Mine went up £30.
Didn't think it was worth £30 of my time to shop around for anything potentially cheaper, so stayed with the same company.
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Re: Car Insurance Rip Off
about £70-90 of everyone's car insurance premium is to cover payouts for whiplash claims
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Rjk
A few companies have announced that they are dropping prices in Wales due to fewer accidents after the 20 mph limit - but I tihnk that was about 20-50 or something. I dont think Ive seen any of that though.
For the amount they've gone down, it's only a handful of claims across Wales throughout the year. Insurance companies are hardly going to lower premiums for that.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Eric the Half a Bee
For the amount they've gone down, it's only a handful of claims across Wales throughout the year. Insurance companies are hardly going to lower premiums for that.
apparently there has been a 20% reduction in car damage claims in Wales since the limit was reduced - that is significant.
Esure have stated they are able to reduce premiums in Wales by up to £50 as a result
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Rjk
apparently there has been a 20% reduction in car damage claims in Wales since the limit was reduced - that is significant.
I reckon that's nonsense. There has only been around a 20% reduction in accidents in 20/30mph speed limit areas, whether that is down to the limits dropping is yet to be proved. Overall, the number of accidents on all roads hasn't gone down 20%. I also reckon the number of claims on roads of 30mph or slower would tend to be lower than those on roads with a higher speed limit, so 20% overall? I don't buy that whatsoever. That's not based on any dislike I have for a blanket approach on the 20mph limit but looking at it logically.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
The Bloop
Mine went up £30.
Didn't think it was worth £30 of my time to shop around for anything potentially cheaper, so stayed with the same company.
Up 30 quid from what ?
Mine has gone up 70 quid from 215 quid .....they are taking the piss
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
bobh
My mrs used them...for one year. Cheap then whacked up.
No problems, but didn't need to make a claim. Don't know how they are when you need them.
My house ins when up £100 this year too.
Why do these idiots give you a fair quote then whack it up ?
They must know people will naff off elsewhere if it's a big hike
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Eric the Half a Bee
I reckon that's nonsense. There has only been around a 20% reduction in accidents in 20/30mph speed limit areas, whether that is down to the limits dropping is yet to be proved. Overall, the number of accidents on all roads hasn't gone down 20%. I also reckon the number of claims on roads of 30mph or slower would tend to be lower than those on roads with a higher speed limit, so 20% overall? I don't buy that whatsoever. That's not based on any dislike I have for a blanket approach on the 20mph limit but looking at it logically.
that was what was fairly widely reported - car damage claims down by 20% across Wales.
I would imagine that quite a high proportion of minor bumps were on roads that were formerly 30mph
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
Up 30 quid from what ?
Mine has gone up 70 quid from 215 quid .....they are taking the piss
320 to 350. Still under £1 a day.
Maybe living in the leafy Vale isn't as safe as it used to be?
Shop around as other companies won't have as much weight on certain factors like postcode. You could also look at increasing your excess, or, if you have breakdown included, look at changing the level of cover ?
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Re: Car Insurance Rip Off
Just renewed mine - Admiral reduced mine by £30 but I had to use the online system to coerce them into it
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
The Bloop
320 to 350. Still under £1 a day.
Maybe living in the leafy Vale isn't as safe as it used to be?
Shop around as other companies won't have as much weight on certain factors like postcode. You could also look at increasing your excess, or, if you have breakdown included, look at changing the level of cover ?
Well an increase of 215 quid to 285 is 32 percent
A hike of a third
I don't know how much money you play with but as far as I am concerned they can do one
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Rjk
that was what was fairly widely reported - car damage claims down by 20% across Wales.
I would imagine that quite a high proportion of minor bumps were on roads that were formerly 30mph
But I'll go back to my point - if road accidents overall haven't gone down by 20%, how have claims gone down that much?
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Eric the Half a Bee
But I'll go back to my point - if road accidents overall haven't gone down by 20%, how have claims gone down that much?
have you phrased that correctly?
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Re: Car Insurance Rip Off
Phone call to AA , my provider
Reduced to 223 quid , almost exactly the same as last year
What a bunch of chancers the lot of them are
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
J R Hartley
Barely £20 a month. It’s not 1993 anymore.
Thank feck I didn't listen to mad mick from Merthyr
😆
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SLUDGE FACTORY
Phone call to AA , my provider
provider of Soul Crew books..?
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Splott-light...
provider of Soul Crew books..?
He's got his finger in everything
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Re: Car Insurance Rip Off
They're all ***** out there!
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Re: Car Insurance Rip Off
Mine went up about £500 from £7 to 1200, and that's with full no claims.
I was told the increases are because of the costs of repairing electric cars.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
xsnaggle
Mine went up about £500 from £7 to 1200, and that's with full no claims.
I was told the increases are because of the costs of repairing electric cars.
You had a policy that cost 7 quid a year? Wow.
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Re: Car Insurance Rip Off
Interesting stuff from Martin Lewis. Paying monthlycan be an expensive loan.
https://www.moneysavingexpert.com/in...surance/#tip-8
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
kendoddsdadsdogsdead
They're all ***** out there!
They think we are cntts these Russians !
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Re: Car Insurance Rip Off
I’ve just had my car written off as a result of flood damage but what annoys me, is nobody has come to look at the car and decide whether it can be repaired. As soon as I mentioned it was in water, Admiral were prepared to write off immediately. I asked them if they could send somebody to have a look at it but they said they wouldn’t and I had to get somebody to check it myself. I couldn’t get anybody so it’s being picked up on Monday and I appreciate there could be major damage but it could be cheaper to repair than write it off.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
SOXY BOY
I’ve just had my car written off as a result of flood damage but what annoys me, is nobody has come to look at the car and decide whether it can be repaired. As soon as I mentioned it was in water, Admiral were prepared to write off immediately. I asked them if they could send somebody to have a look at it but they said they wouldn’t and I had to get somebody to check it myself. I couldn’t get anybody so it’s being picked up on Monday and I appreciate there could be major damage but it could be cheaper to repair than write it off.
How much would it cost them to fully determine the extent of the flood damage? that probably becomes part of the decision.
If it-' £400 for a garage to give it a thorough examination, and then there's a small chance that it'll be fixable then it isn't likely to be worth it.
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Re: Car Insurance Rip Off
Quote:
Originally Posted by
Rjk
How much would it cost them to fully determine the extent of the flood damage? that probably becomes part of the decision.
If it-' £400 for a garage to give it a thorough examination, and then there's a small chance that it'll be fixable then it isn't likely to be worth it.
It could be the car’s worth £17-18000 so I think it’s worth an examination