Quote Originally Posted by Ninja View Post
Once upon a time I was a manager of a "high value" team at a life insurance company.

I can assure you that no footballer worth a lot of money, is automatically insured.

Higher value life insurance automatically requires an up-to-date full medical examination, and all relevant paperwork signed by the individual being insured as a minimum.

Sala's medical was completed by the 18th as reported by Wales Online. Possibly completed earlier.
It is not the job of the insurance company to chase the paperwork.

On completion of that medical, given the value of the player, that full medical paperwork should have been signed off by the club doctor, immediately scanned onto a computer, and immediately sent across to the insurer.

At this point, the club should have been contacting the insurer directly to request the application be processed as quickly as possible given the situation.

The insurance company literally could have had a policy in place within the hour if necessary given the high value nature of the case. A medical underwriter would have assessed the medical paperwork immediately upon request, and a decision would have been made at that point.

I daresay that, quite clearly, none of this happened.

Also, for the record, a flight to France in a plane being flown by an unqualified pilot... Would have likely voided the insurance anyway!!

It's all an absolute farce.
Tan has f*cked up royally and should have accepted that and paid up when asked.
Instead, ego and arrogance have cost him probably millions in legal fees, arguing a case he can never win.
As a result, we face a partial embargo and there's no funds for players even if we could sign them.

Oh, and by the way, all Mehmet's "the money's been set aside for the Sala case", was clearly untrue also, as he virtually admitted recently!
Ah but did he actually say that the money had been ‘set aside’ or did he say that the fee had been fully accounted for in the clubs accounts. Two totally different matters.